Hawaii’s natural beauty and relaxed lifestyle come at a price. The islands are among the most expensive places to live and travel in the United States. From groceries and housing to transportation and dining, understanding the cost of living in Hawaii will help you plan your budget wisely — whether you’re a traveler, remote worker, or someone considering a long-term stay. This guide breaks down what to expect for everyday expenses across the islands, along with local insights and practical money-saving tips.
Overview of Hawaii’s Cost of Living
According to recent U.S. Bureau of Economic Analysis data, Hawaii’s cost of living is about 80–90% higher than the U.S. average. The reasons are simple: most products are imported, housing demand exceeds supply, and utilities rely on shipped fuel. However, you can still enjoy Hawaii affordably with careful planning and a local mindset.
Here’s a quick look at average daily spending for different travelers:
- Budget traveler: $150–$220 per day
- Mid-range traveler: $250–$350 per day
- Luxury traveler: $500+ per day
For residents, the average monthly expenses for a single person range from $3,000 to $4,500 depending on the island.
Accommodation & Rentals
Accommodation is the single largest cost in Hawaii. Hotels, vacation rentals, and long-term leases vary significantly by location and season.
- Hotels: $250–$600 per night in popular areas like Waikīkī, Maui, or Kona.
- Vacation rentals (Airbnb): $150–$350 per night depending on amenities.
- Monthly apartment rent: $2,000–$3,500 for a one-bedroom near the coast; $1,500–$2,000 inland.
To save money, consider smaller guesthouses or hostels on outer islands. Booking early and traveling in shoulder seasons (April–May, September–October) helps secure better deals. Explore the Hawaii Hotels page for recommendations and booking tips.
Food, Groceries & Dining
Food prices are high due to import costs — but Hawaii’s local produce and farmers’ markets offer great alternatives. Dining out ranges widely from casual food trucks to fine restaurants.
- Groceries: Expect to pay 40–60% more than the mainland U.S.
- Fast-casual meal: $15–$20
- Restaurant dinner for two: $70–$120
- Local beer: $7–$10
Buy fruits, bread, and poke bowls from local markets rather than resort cafés. Farmers’ markets like the KCC Farmers Market in Honolulu or Hilo Farmers Market on the Big Island offer both fresh produce and authentic island food.
For more on Hawaiian cuisine, visit Food & Drinks in Hawaii.
Transportation & Gas Prices
Transportation costs depend on the island and travel style. Public transport is affordable on Oʻahu but limited elsewhere, so renting a car is common.
- Car rental: $70–$120 per day (insurance included)
- Gasoline: $4.80–$5.50 per gallon (varies by island)
- Bus fare (Oʻahu): $3 per ride or $7.50 daily pass
- Inter-island flights: $45–$120 one-way
Driving is relaxed, and traffic is mild compared to major U.S. cities. Avoid rush hour in Honolulu and always budget for parking fees at beaches or hotels.
Learn more on Hawaii Transportation Guide.
Utilities & Internet
Electricity, water, and internet are more expensive in Hawaii than on the mainland. Average monthly costs for residents:
- Electricity: $250–$350
- Water & garbage: $80–$120
- Internet (fiber): $70–$120/month
- Mobile phone plan: $50–$90/month
Many hotels and rentals include utilities in their rates. When booking longer stays, confirm Wi-Fi reliability, especially if you plan to work remotely.
Entertainment & Leisure
Hawaii offers plenty of free or low-cost experiences — from beach days and hikes to cultural events. Still, paid activities can add up.
- Surfing lessons: $100–$150
- Snorkeling or diving tours: $120–$200
- Luau show & dinner: $120–$180
- National park entry: $30–$35 per vehicle
Mix free outdoor activities with selective paid tours to balance your budget. Visit Hawaii Attractions for inspiration.
Cost Differences Between Islands
The cost of living varies depending on which island you visit:
- Oʻahu: Most affordable for travelers; wide choice of dining and hotels.
- Maui: Mid to high — luxurious resorts and upscale restaurants.
- Kauaʻi: Quieter, but groceries and gas are slightly more expensive.
- Big Island: Offers the best value for long stays and adventure seekers.
Each island offers its own rhythm. Combining urban Honolulu with a few days on the Big Island gives a perfect balance of comfort and savings.
Money-Saving Tips for Travelers
- Visit in shoulder seasons (spring/fall) for cheaper flights and lodging.
- Shop at Foodland or Costco for groceries instead of resort stores.
- Use public beaches and free hiking trails instead of paid excursions.
- Pack reusable bottles and reef-safe sunscreen to avoid tourist markups.
- Book inter-island flights early and use fare alerts.
- Consider staying outside main resort zones — many local B&Bs offer excellent value.
For daily financial tips and currency info, check Hawaii Money.
FAQs About the Cost of Living in Hawaii
Is Hawaii really that expensive?
Yes, Hawaii’s costs are higher than most U.S. states, mainly because nearly everything is imported. Still, you can travel smartly by eating local and planning ahead.
Which Hawaiian island is cheapest to visit?
The Big Island offers the best value, with lower accommodation and grocery prices than Maui or Oʻahu.
How much should I budget per day in Hawaii?
Expect to spend $250–$350 daily for mid-range travel, including meals, car rental, and activities.
Are groceries expensive in Hawaii?
Yes — about 40–60% higher than the mainland. Shopping local helps offset the difference.
Is Hawaii suitable for digital nomads?
Yes. Reliable Wi-Fi, co-working spaces, and strong community make Hawaii a great base — just budget higher for rent and food.
