Is a Cruise Holiday Right for You? How to Decide and Plan

A cruise vacation combines comfort, entertainment, and multiple destinations, offering a relaxed way to explore the world by sea.

A cruise suits you if you want to see several places without repacking, like having meals and entertainment organised, and are happy with short visits to each port. It suits you less if you prefer exploring one place in depth, travelling independently or avoiding crowds. Compare the total cost, not just the fare: gratuities, drinks, excursions, port charges and flights can add a lot.

This guide was updated on 5 November 2026 using the US Centers for Disease Control and Prevention's Vessel Sanitation Program. It is general information to help you decide.

Is a cruise for you?

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Cruise or independent trip?
You like…A cruise may suit youAn independent trip may suit you
Seeing several placesUnpack once and wake up somewhere newFewer places, but more time in each
PlanningMeals, entertainment and transport are organisedYou choose everything
Families and groupsKids' clubs and activities for all agesMore flexibility for different interests
BudgetFares can look cheap; extras add upCosts are easier to control
CrowdsPopular ports can be very busyYou can visit at quieter times

Choosing a cruise

  • Ship size: large ships have more facilities and activities; small ships reach smaller ports and feel quieter.
  • Itinerary: count the sea days and port hours. A port call of a few hours is enough for a taste, not a full visit.
  • Season: Mediterranean and northern European cruises run mainly from spring to autumn; the Caribbean is most popular in winter, but the Atlantic hurricane season runs from June to November.
  • Cabin: inside cabins are cheapest; a mid-ship cabin on a lower deck moves least in rough seas.
  • Style: family-focused, adults-only, luxury or expedition; read what is included before comparing prices.

The real cost

The fare usually covers your cabin, main meals and some entertainment. Budget separately for:

  • daily gratuities or service charges, which many lines add automatically;
  • drinks packages, speciality restaurants and Wi-Fi;
  • shore excursions, or local transport if you explore independently;
  • port fees and taxes, which may be listed separately, and local visitor charges in some cities and islands;
  • flights and a hotel night before embarkation, so a delay does not make you miss the ship;
  • travel insurance that includes medical treatment and evacuation at sea.

Staying healthy on board

More than 20 million passengers embarked from North American ports in 2025, according to the CDC's Vessel Sanitation Program, which inspects cruise ships calling at US ports. Ships receive two unannounced inspections a year on a 100-point scale, and fail with a score of 85 or below; you can look up a ship's results on the CDC's inspection database before booking.

The CDC's advice to avoid stomach bugs such as norovirus is simple: wash your hands often with soap and water rather than relying on hand sanitiser, tell the ship's medical centre if you feel unwell, and follow its advice, which may include staying in your cabin.

Making the most of port days

  • Check how far the port is from the town, and how long you really have ashore.
  • Book popular sights in advance, as many cruise passengers arrive at the same time.
  • If you explore independently, allow a generous margin to return; the ship will not wait.
  • Consider visiting the main sight early or late, when day-trip crowds are smaller.

Cruising in Greece? See our Mykonos guide.

Cruise holidays: FAQ

Is a cruise good for a first-time traveller?

Yes, if you want a relaxed way to sample several places. It is less suitable if you want to explore one destination in depth.

What is not included in a cruise fare?

Often gratuities, drinks, speciality dining, Wi-Fi, excursions and sometimes port fees. Check before you book.

How can I avoid getting sick on a cruise?

Wash your hands with soap and water often, and report symptoms to the medical centre, as the CDC advises.

Sources and planning checks

Health and inspection information was checked on 5 November 2026 against the CDC Vessel Sanitation Program. Costs and inclusions vary by cruise line; always read the booking terms.